Experienced Chapter 7 Bankruptcy Lawyer in Tarrant County, TX

Financial stress from overwhelming debt can be challenging and emotionally draining. At the Law Office of Andy Nguyen, PLLC, we understand the difficulties you're facing and want you to know you're not alone. Bankruptcy laws exist to provide relief and give you a fresh financial start. Our compassionate Arlington bankruptcy attorney helps people just like you in Arlington, Grand Prairie, Mansfield, and throughout the Dallas-Fort Worth Metro Area find lasting debt solutions through Chapter 7 bankruptcy.

A woman is holding a credit card and a piece of paper in front of a laptop.

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy, also known as liquidation bankruptcy, offers individuals immediate relief from debt. It helps eliminate many unsecured debts, allowing you to rebuild your finances and regain control of your life.


Immediate Relief:

When you file Chapter 7 bankruptcy, an "automatic stay" is issued right away. This legal protection immediately stops:


  • Creditor harassment and phone calls
  • Wage garnishments
  • Debt collection actions and lawsuits
  • Foreclosures and repossessions (temporarily)


Long-Term Relief:

At the conclusion of your Chapter 7 case, most unsecured debts are eliminated (discharged). You no longer have to pay debts such as:


  • Credit card bills
  • Medical expenses
  • Personal loans


However, certain debts, such as child support, alimony, student loans, and some tax debts, usually cannot be discharged.


Protecting Your Assets

Many clients worry they'll lose everything by filing Chapter 7. The truth is, Texas law provides protections that often allow you to keep critical assets, including:


  • Your home (homestead exemption)
  • A vehicle needed for daily transportation
  • Personal belongings
  • Qualified retirement accounts (like a 401(k) or IRA)


We will carefully review your financial situation and clearly explain what assets you can protect, easing your stress and uncertainty.

Schedule Your Confidential Consultation

Don’t wait to find relief from overwhelming debt. To discuss your options with an experienced bankruptcy lawyer, call the Law Office of Andy Nguyen, PLLC, at (817) 704-3303 or contact us online. We are committed to helping you start fresh and move toward a debt-free future.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Bankruptcy Articles

What Are The Differences Between Chapter 7 And Chapter 13 Bankruptcy?

By Andy Nguyen • March 20, 2020
The difference between a Chapter 7 and a Chapter 13 bankruptcy has to do with income level. At our firm, we only handle Chapter 7 bankruptcies. The benefit of Chapter 7 bankruptcy is that it wipes out the debt, whereas a Chapter 13 bankruptcy puts you under a repayment program for up to five years. After the 341 meeting and order of discharge in a Chapter 7 bankruptcy, you are done with the process. What Requirements Must Be Met For Filing A Chapter 7 And A Chapter 13 Bankruptcy? One requirement for filing a Chapter 7 or Chapter 13 bankruptcy is to provide proof of your income for the past six months. If you have over a certain amount of income or taxes and are filing for a Chapter 13 bankruptcy, then you will have to abide by a repayment program. If you are filing a Chapter 7 bankruptcy, then all of your debts will be discharged. However, if you want to keep an asset, such as a house or a car, then you will have to file a Chapter 13 bankruptcy. How Do I Know Which Type Of Bankruptcy Is Right For Me? The best way to figure out which type of bankruptcy is appropriate for you is to consult with an attorney and have your finances ready for evaluation. You should have your paycheck stubs for the past six months, your tax returns for the past three years, copies of your bank account statements for the past two years, and a list of all your debts prepared for your attorney. Why Do I Need An Attorney To Help Me File Bankruptcy? Can I Just Do It Myself? You should seek the assistance of an attorney when filing for bankruptcy because the voluntary petitions can be relatively complicated. When you submit a bankruptcy filing, you do so under penalty of perjury, so it’s important that you do not leave anything out. If you were to omit information due to a simple misunderstanding, you could face prosecution for fraud or perjury. For more information on Bankruptcy Cases In The State Of Texas, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling  (817) 704-3303  today.